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Explore Blue KC plans for individuals and families before you enroll

You may qualify for a Special Enrollment Period.

Open Enrollment for the Marketplace has ended. You can still get a health plan with a
Special Enrollment Period if you have a qualifying life event.

Find the right plan for you.

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The ZIP code we have for you is 00000.
Explore plans for that area here. If your ZIP code is not correct, enter your ZIP code below to see available plans.

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Already know which Blue KC ACA health plan you'd like? If so, you can enroll online now.

How to choose and enroll in the right plan

There's a lot to consider when deciding which ACA health plan is best for your needs. Here, you'll get help with choosing a plan and collecting what information you'll need to enroll.

Consider all the factors

Do you qualify for financial assistance to help pay for your health plan? If so, how much assistance will you receive? Think about your total healthcare costs—not just monthly premiums, but also out-of-pocket costs. That will help you determine which plan's cost structure works best for you. And consider what additional benefits your ACA health plan offers to provide added value.

Go to our Insurance basics page for in-depth answers on topics including financial assistance eligibility and cost comparisons.

Download the ACA Consumer Guide Download the ACA Consumer Guide

Be prepared before your enroll

Before starting the enrollment process, you should gather personal data, tax and financial information, and information for other members who'll be on your ACA health plan. Our helpful checklist guide has a comprehensive list of everything you may need to enroll.

Check out our new How to enroll page or Download the guide.

Choosing your "metallic level"

When comparing plans on the Marketplace, all ACA plans are categorized as Bronze, Silver, Gold, or Platinum. Generally, categories with higher premiums (Gold and Platinum) pay more of your total healthcare costs, while Bronze and Silver pay less.

Consider how much you use health insurance

This can help you decide which metallic level is best for you. For example, if you don't expect to use regular medical services or take regular prescriptions, you may want a Bronze plan. These plans can have lower monthly premiums, but have higher deductibles and pay less when you need care. If you expect frequent doctor visits or need regular prescriptions, then you may want a Gold plan. These plans usually have higher premiums but pay more of your costs when you need care.

Learn more

New government subsidies can make plans more affordable

70-80% of customers are eligible for subsidies, and new subsidy guidelines are driving lower premiums and out-of-pocket costs for many members, reducing premium costs for families in higher income tiers while also bringing low-income families' premiums to $0 (or near $0).

Learn about savings and subsidies

Enrolling during the Special Enrollment Period

You can enroll in or change your plan because of life changes during the Special Enrollment Period. You may qualify if, during the past 60 days, you've gotten married, had a child, moved, lost coverage due to divorce or job change, or if someone on your plan has died. Learn about the Special Enrollment Period and see a list of qualifying events.

Getting health insurance just got easier

Behavioral health services

All of our ACA plans include behavioral health services from Mindful by Blue KC. Mindful is dedicated to reducing the stigma around behavioral health while making care more accessible and affordable. You'll have access to one of our Mindful Advocates who can help guide you when addressing conditions like depression, anxiety, stress, substance use, and so much more. Click here to learn more about behavioral health.

Telehealth services

ACA plans from Blue KC also come with telehealth services so you can get the care you need without ever visiting an office. These video visits make it safe and easy to connect with a doctor from the convenience of your laptop, tablet, or smartphone – no matter where you are. Telehealth is great for treating common medical conditions such as sore throats, allergies, the flu, and much more. Click here to learn more about telehealth services.

Browse all plans

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Source: https://www.bluekcforyou.com/find-a-plan

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